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Criminal Records Check. The first thing you can do is to freeze your credit. Property tax assessor files. Typical records contain name of owner, description of property, and the assessed value for taxation purposes. Some systems even provide blueprints of the property. Motor vehicle records - registration, licensing, and driver history information varies by state. Registered voter files restricted in some states. Professional and business licenses.

Court files: Case indexes Tax liens and judgments Bankruptcy files Criminal arrest and conviction records, and warrants Civil court recordings. These are commonly available in divorce decrees, child custody cases, and bankruptcy filings. But when account numbers, personal identifiers, and dates of birth are accessible on the Internet, they could be used to commit financial fraud.

The crime of identity theft is at epidemic proportions today, fueled in part by easy access to SSNs. Family law files typically contain information about children as well as allegations - whether accurate or not -- of wrongdoing and negligence by warring spouses. When aggrieved insurance holders sue the insurance company over medical payment claims, the details of their medical conditions are likely to become part of the court record and thereby public. It is a common tactic of companies to threaten to bring highly sensitive medical information, as well as other personal matters, into the case in order to discourage the plaintiff from proceeding.

For example, in a prominent case of alleged identity theft negligence, the defendant, a credit bureau, obtained the plaintiff's gynecological records in order to attempt to show that she was mentally unbalanced and that her claims had no merit. In a dispute with a neighbor, or a business dispute, many allegations can be made that might not be true. In employment-related matters such as sexual harassment cases, it is common for the defendant to divulge damaging allegations about the plaintiff, such as lifestyle and sexual history.

In criminal cases, the statements of victims and witnesses become part of the public file. These often contain highly sensitive personal information. Witnesses' personal safety can be at risk in some cases if their identities are revealed. Less participation in public life. Fewer individuals will choose to participate in government. There is the very real possibility that the continued growth of public records web sites and information services that compile government records from many sources will result in the chilling effect of people choosing not to take part in public life.

If the result of participation in public life is to lengthen one's electronic dossier and make more personal information available to whoever wants to obtain it, then it is likely that people will avoid those situations where personal information is gathered. A former California Secretary of State Tony Miller observed that many people do not vote because they do not want their name, address, party affiliation and other information publicly available.

That is why his office promoted legislation - now law -- to make the home address confidential. We have heard ample evidence from callers to our hotline to support his observation. Many other states also impose use restrictions on voter registration records. Justice only for the rich. Justice will only be available to those with the resources and know-how to seek private judicial proceedings.

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Those who can afford to hire private judges will choose this option in order to keep their personal information out of the public records generated by the traditional court system. Only the rich will be able to safeguard their personal information in this manner. Many of those who do not have the means to hire private judges will choose not to file suit against their insurance company, for example, or their abusive employer. We may become a society in which only the rich get justice.

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Indeed, many say we already are. Identity theft. The crime of identity theft and other types of fraud will be fueled by easy access to personal identifiers and other personal information via electronic public records. Such information includes Social Security numbers, credit card and bank account numbers, and details about investments.

Identity thieves use information such as SSNs and date-of-birth to obtain credit in another person's name. They purchase goods and services in the innocent person's name and destroy their credit history when the bills go unpaid. Identity theft has a devastating effect on its victims.


They are unable to obtain home loans, refinance their homes, purchase vehicles on credit, rent an apartment, even obtain employment. Surveys show that victims must spend a great deal of time to regain their financial health. A study by the Identity Theft Resource found that typical victims spent hours to clean up their credit report. For additional surveys, see our web site at www. Identity theft is an opportunistic crime. The majority of criminals obtain the tools of their trade -- Social Security numbers, credit card account numbers, dates of birth, and mother's maiden names -- wherever they can find them, for example, by digging through trash and stealing mail.

It will not take long before identity thieves realize they can find such data much more easily online via public records. In fact, an Associated Press article in March reported that identity thieves accessed the government web site for Hamilton County Ohio to steal Social Security numbers and other personal data of hundreds of Ohio residents. A federal grand jury indicted eight individuals suspected of operating an identity theft crime ring.

Individuals will experience shame and embarrassment, even discrimination, when details of their personal lives are broadcast in court records available on the Internet.

The PRC has been contacted by many individuals who have relayed such experiences. Reputations will be destroyed because of errors. There is no such thing as a perfect data base. And there are no infallible users of data files. We are already seeing the growing problem of individuals who are wrongfully linked to crimes they did not commit because of identity theft. This occurs when an imposter uses an innocent person's identifying information when apprehended by law enforcement.

Another scenario is when tax liens and judgments incurred by the identity thief are listed in the name of the innocent victim. In other situations, the background investigator obtains information on the wrong John Doe, not taking adequate care to match the information with the correct individual. Another scenario is when the information broker's files are not up to date and the investigator, perhaps an employment background check company, is not informed of acquittals or dismissals. To read the stories of several individuals who have had difficulty obtaining employment because of problems with background checks, read the PRC's comments to the U.

Personal safety risks.